International Travel Insurance

Protect your trips with our travel insurance tailored to your needs

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A wooden table displays various travel-related items, including international currency notes, a U.S. passport, a pair of sunglasses, and a camera. In the center is a sheet of paper with the words 'Go All In' surrounded by scattered coffee beans.

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International travel insurance

Obtaining International Travel Insurance

While travel insurance may not be mandatory for international travel, it can be a practical and valuable option, providing coverage for a variety of unexpected situations that may arise abroad. International travel often involves considerable planning, costs, and unique risks that make travel insurance worthwhile. Here are some key reasons why purchasing travel insurance for international travel can be beneficial:

Trip Cancellation and Interruption: If your trip is canceled or interrupted due to qualifying unforeseen circumstances, such as a natural disaster, illness, or the death of a family member, these travel insurance benefits can offset non-refundable expenses, such as prepaid flights, lodging, and tours.

Missed Connection Coverage

If you miss a connecting flight or cruise due to a qualifying delay, missed connection coverage can help cover additional costs so you can stick to your planned itinerary, such as alternative flights or accommodations.

Medical Emergencies: If you become ill or injured during your international trip, travel insurance can help cover medical expenses such as hospitalization, emergency medical evacuation, and repatriation.

Travel Delays

If your flight is delayed or canceled, travel insurance can help reimburse expenses such as meals, lodging, and transportation until you can reach your destination.

Lost or Stolen Luggage

If your luggage is lost, stolen, or damaged during your international trip, travel insurance can help reimburse the value of your belongings.

Accidental Death and Dismemberment

This coverage provides repatriation to your destination in the event of an accidental injury resulting in dismemberment or death during your trip.

Rental Car Coverage

For those planning to drive abroad, some travel insurance policies include rental car damage coverage, which can help with repair costs in the event of an accident or theft of the rental vehicle.

Having international travel insurance allows you to focus on the experiences that make your trip enjoyable. If something goes wrong during your trip, travel insurance can offer support, helping you with the logistics of unexpected situations and covering some potential expenses.

International Medical Care and Medical Repatriation

When traveling abroad, your regular medical insurance plan may not offer coverage. Most government medical insurance plans offer little or no coverage abroad. This means that if you need medical care outside your country, you could be responsible for the full cost of treatment, which could significantly exceed the total cost of your trip.

For travelers, having a plan for medical emergencies, especially those requiring evacuation or specialized transportation, is critical to preparing for a safe trip with the necessary support.

Access to Medical Care Abroad

International travel insurance policies may include access to a network of local providers and logistical support for treatment in unfamiliar healthcare systems. In countries where immediate payment is required, this coverage can help cover medical bills.

Additionally, many travel insurance providers offer 24/7 assistance, which can be especially valuable in an emergency where language barriers or local medical procedures could complicate care.

Medical Repatriation and Emergency Evacuation

In cases where a serious medical event requires specialized emergency transportation back home, travel insurance with repatriation coverage can be crucial. Emergency evacuation and repatriation can involve complex arrangements, such as air ambulances or flights with medical equipment, ensuring the traveler is accompanied by medical personnel and receives the necessary care during the trip.

Since the cost of these services sometimes reaches hundreds of thousands of dollars, having travel insurance with repatriation benefits can help cover this expense, making it more manageable for travelers and their families.